{"id":783,"date":"2008-04-04T15:25:48","date_gmt":"2008-04-04T22:25:48","guid":{"rendered":"http:\/\/bullivant.wpengine.com\/?p=783"},"modified":"2021-03-21T14:14:55","modified_gmt":"2021-03-21T21:14:55","slug":"california-court-reaffirms-no-coverage-for-sexual","status":"publish","type":"post","link":"https:\/\/studioactiv8.com\/bullivant\/california-court-reaffirms-no-coverage-for-sexual\/","title":{"rendered":"California court reaffirms no coverage for sexual assault"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column][vc_column_text]A Los Angeles appellate court has held that intentional conduct allegedly amounting to sexual assault and false imprisonment does not qualify as an &#8220;occurrence&#8221; for purposes of general liability insurance. <u>Lyons v. Fire Insurance Exchange<\/u>, &#8212; Cal. Rptr. 4<sup>th<\/sup> &#8212; (2008).<\/p>\n<p>Stephen Lyons, a former professional baseball player, grabbed a woman&#8217;s wrist and restrained her while making sexual advances. When she sued for assault, battery, and false imprisonment, Lyons sought defense and indemnity from his homeowner&#8217;s insurer. The insurer denied coverage, citing the policy&#8217;s &#8220;occurrence&#8221; requirement. In typical fashion, the policy defined &#8220;occurrence&#8221; as an accident.<\/p>\n<p>Lyons argued that his conduct could have been an accident because he could have mistakenly thought he had the victim&#8217;s consent to his advances. However, the Court of Appeal reaffirmed that under California law, the accident requirement &#8220;refers to the nature of the insured&#8217;s conduct, not his state of mind.&#8221; The court held that whatever motivated Lyons&#8217; conduct, that conduct &#8220;simply could not [have been] an accident.&#8221;<\/p>\n<p>Update: The opinion is now published as 161 Cal. App. 4<sup>th<\/sup> 880, 74 Cal. Rptr. 3d 649.[\/vc_column_text][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]A Los Angeles appellate court has held that intentional conduct allegedly amounting to sexual assault and false imprisonment does not qualify as an &#8220;occurrence&#8221; for purposes of general liability insurance. Lyons v. Fire Insurance Exchange, &#8212; Cal. Rptr. 4th &#8212; (2008). Stephen Lyons, a former professional baseball player, grabbed a woman&#8217;s wrist and restrained her&hellip;<\/p>\n","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[147],"tags":[198],"post_series":[],"class_list":["post-783","post","type-post","status-publish","format-standard","hentry","category-insurance-coverage","tag-insights","authorormentioned-samuel-ruby","entry","no-media"],"_links":{"self":[{"href":"https:\/\/studioactiv8.com\/bullivant\/wp-json\/wp\/v2\/posts\/783","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/studioactiv8.com\/bullivant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/studioactiv8.com\/bullivant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/studioactiv8.com\/bullivant\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/studioactiv8.com\/bullivant\/wp-json\/wp\/v2\/comments?post=783"}],"version-history":[{"count":0,"href":"https:\/\/studioactiv8.com\/bullivant\/wp-json\/wp\/v2\/posts\/783\/revisions"}],"wp:attachment":[{"href":"https:\/\/studioactiv8.com\/bullivant\/wp-json\/wp\/v2\/media?parent=783"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/studioactiv8.com\/bullivant\/wp-json\/wp\/v2\/categories?post=783"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/studioactiv8.com\/bullivant\/wp-json\/wp\/v2\/tags?post=783"},{"taxonomy":"post_series","embeddable":true,"href":"https:\/\/studioactiv8.com\/bullivant\/wp-json\/wp\/v2\/post_series?post=783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}